Few charge cards can match the PenFed Promise Visa - Jeep Compass Forum
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post #1 of 1 Old 12-10-2014, 05:00 AM Thread Starter
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Red face Few charge cards can match the PenFed Promise Visa

The PenFed Promise Visa is a rarity among credit cards. How so? Try its no-fee structure, to begin with. If you or a part of your household is a part of the U.S. armed forces or affiliated group, you're eligible to join Pentagon Federal Credit Union and apply for the card. Resource for this article:visit at this point during all of our online site.

How the PenFed Promise Visa works

The standard APR after three years on the PenFed Promise Visa card is only 9.99 percent, which is pretty low considering that is three years into the future. A 7.49 percent opening Annual Percentage Rate is promised to new applications too.

If you look at the terms and conditions of the PenFed Visa, you will find that there are really no fees at all. There are no yearly charges, foreign transaction fees, balance transfer fees, late charges, or anything else like it. There is no penalty APR increase either, according to WiseBread. That is another great part of the card.

Join the army

The only way a person can get a PenFed Promise Visa is if they or a member of their family is in the military or uniformed services and is a part of the PenFed Credit Union. You can join an organization such as Voices for America’s Troops for $15 and then qualify if nobody in your home qualifies.

The good and the bad

PenFed is a trusted credit union that has been in business since 1935. Also, there are no additional charges, though frequent offenders can get their accounts effortlessly suspended. The introductory and standard interest rates are really low for the PenFed Visa, though that can increase with the Prime Rate. The Prime Rate has not increased for a few years, so you probably do not need to stress about it too much. These are all the good things about the card.

On the other hand, there are no rewards points on the PenFed Promise Visa Card, and there are limited promotional financing options accessible. The card is also a charge card, meaning you still have to be a responsible person to be able to keep track of it. These are the negatives.



Voices for America's Troops

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